Bank Statement
Loans in Colorado
You can qualify for a home loan just by
using your bank statements. No W2s or
Tax Returns Required.
Bank Statement
How it works
1
Fill out the
contact form
A licensed loan officer will
review your information and
get you pre-qualified as
quick as possible.
2
Wait to get
approved
A licensed loan officer
assist you in gathering all
the documents in order to
get your loan approved!
3
Receive your
funds
In just weeks, you could
receive your funds! Enjoy
your new home, lower
monthly payments, or extra
cash!
What is a bank
statement loan?
Bank statement loans have taken over the
traditional stated income loans as an
alternative for borrowers who are unable
to verify their income in the traditional way
by providing the previous two years tax
returns, W2s and pay stubs.
These are non-QM loans, nontraditional
loans or expanded criteria loans that allow
other forms of documentation to prove the
ability to repay. Just as it sounds, a bank
statement loan allows the borrower to
verify his or her income with bank
statements.
Are you self
employed?
While being self-employed comes with many benefits,
when looking to get a loan it can be difficult to get approved.
We offer Bank Statement Loans for self-employed borrowers
as well as those whose employment histories and tax returns
may not reflect their viability for a regular loan.
You already work hard enough for yourself,
let’s make it easy for you to get the money you need.
FAQ
If you make good income but are unable to provide traditional income documentation like tax returns or W2s, a bank statement loan may be for you. Good examples are real estate agents, real estate investors, small business owners, entrepreneurs, and most self-employed individuals.
Yes, you can!
A minimum credit score of 620 is required.
Loans up to $3 million is available.
About Mason Crunk
NMLS#1427952
I grew up in Colorado, and still currently
reside here with my wife and two children.
I got into the mortgage industry after
attempting to purchase a home while
running my own small business- It was an
incredibly stressful process to say the
least!
Now as a loan officer I specialize in
helping self-employed folks get into new
homes, and get into better positions with
their current mortgage. I love helping
fellow Coloradans get the money they
need.
